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Experience Modern Banking Solutions

How to Get Started

Follow these simple steps to access our comprehensive banking and POS solutions

Choose Your Business Account

Select the plan that best fits your business needs and European expansion goals

Monthly Fee

19.90/month

Base Plan

Professionals & Small Businesses

Account Opening (EU Businesses)

Included

Account Opening (Non-EU Businesses)

€100

User Access

€5 per user

POS Terminals

Unlimited POS terminals (€10/month per device)

European IBANs

1

SEPA transfers: Standard

€1

Monthly Fee

39.90/month

Pro Plan

Established Businesses

Account Opening (EU Businesses)

Included

Account Opening (Non-EU Businesses)

€100

User Access

2 users included + €5 per additional user

POS Terminals

Unlimited POS terminals (€10/month per device)

European IBANs

3

SEPA transfers: Standard

Free up to 30

Monthly Fee

59.90/month

Corporate Plan

Large Organizations

Account Opening (EU Businesses)

Included

Account Opening (Non-EU Businesses)

€100

User Access

5 users included + €5 per additional user

POS Terminals

Unlimited POS terminals (€10/month per device)

European IBANs

5

SEPA transfers: Standard

Free up to 50

Included in all accounts

Free incoming transfersIncluded
Unlimited virtual cards at no costIncluded
Physical Visa Business Card€18.80
Accountant AccessIncluded
Web AccessIncluded
Simplified Chinese Pinyin InterfaceIncluded
Currency exchange fee for foreign transfers1%
Instant SEPA transfers:€1
Foreign transfer cost with end-to-end tracking€15

For detailed information about POS terminals and associated costs

Visit our dedicated POS solutions page →

If you have questions, we have answers

Frequently asked questions

Get answers to all questions you have and boost your knowledge so you can save, invest and spend smarter. See all questions here!

Ipermoney is a cutting-edge payment application providing exclusive digital banking services. While we don't hold deposits directly, we offer comprehensive banking solutions including European IBAN accounts, SEPA and SWIFT transfers. Our banking operations are secured and guaranteed by xx, a licensed Electronic Money Institution and leader in advanced banking technology.

Ipermoney provides flexible access through multiple platforms: our mobile apps for both Android and iOS devices, and our web portal at my.cartareale.it accessible from any browser. All platforms are available at no additional cost, ensuring convenient banking wherever you are.

Opening an account is simple and straightforward. Choose your preferred business account package, complete our online application form, provide the required documentation for verification, and once approved, your account will be ready for use. The entire process is digital and typically completed within a few business days.

We serve a wide range of businesses across sectors, particularly focusing on companies operating in EU and seeking comprehensive banking and payment solutions. However, some restrictions apply based on regulatory requirements and risk assessments. Please refer to our eligibility criteria section for detailed information on supported business types.

Yes, we offer fully integrated POS solutions with all our business accounts. Each account type includes the option to add multiple POS terminals at competitive rates. Our POS systems seamlessly integrate with your account, providing real-time transaction tracking, detailed reporting, and efficient payment processing.

Ipermoney provides comprehensive support through multiple channels. Our dedicated help portal offers extensive documentation and FAQs, while our real-time chat support connects you with experienced operators for immediate assistance. We're committed to delivering an exceptional user experience with prompt, professional support whenever you need it.

Ready to get started?

It only takes a few minutes to register your FREE account.

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